Younique Advice

Tax Return Preparation

We have experienced CPA’s to work with our clients in preparing income tax returns.

Preparation of federal and state income tax returns for:

• Individuals, including e-filing tax returns to the IRS & Massachusetts Department of Revenue
• Sole Proprietors
• C Corporations
• S Corporations
• Limited Liability Companies (LLC) and Limited Liability Partnerships (LLP)
• General and Limited Partnerships
• Trusts and Estates
• Gifts

Strategic Tax Planning

After a simple free assessment, we’ll determine if we can substantially reduce your tax burden. If so, we will develop a tax savings plan utilizing our exclusive Tax Blueprint®. The Tax Blueprint® provides a clear tax reduction plan that is customized specifically to you and your business. Sources of tax savings, along with implementation plans, are highlighted and summarized so you can be confident that the savings are real. You can expect that the total reduction of your taxes will be substantially higher than the cost of the service itself. This is backed up by our 2X savings guarantee. That means you’ll never pay more than half of what we save you in tax savings. It doesn’t get easier than that. We will continue to work with you after development of the strategy to assist in implementation.

Tax Efficient Investing

We have a fiduciary relationship with our clients and provide “hands-on” assistance to help implement and manage your customized investment strategy.

Depending on the unique elements of your plan, investments typically include: IRA’s, retirement plans, life insurance, annuities, mutual funds, exchange-traded funds (ETF’s), separately managed accounts (SM’s), real estate investment trusts (REIT’s), stocks and bonds, and other alternative investments. Portfolio access and insights are available 24/7 via one of the most sophisticated, reliable, and user friendly technology platforms in the industry. To further differentiate ourselves from traditional brokerage firms, our fee structure is completely transparent. There are no hidden fees or daily calls from some sales broker trying to get you to buy or sell a financial product so “they” can earn a commission. Plain and simple – we offer solid wealth management that you can count on.

THIS SOLUTION INCLUDES:

• Management of all paperwork and signatures to execute the plan.
• Activation and setup of all online platforms and portals for you to access your investment performance at any-time.
• Access to your financial advisor whenever you have questions, concerns, or require assistance.
• Regular education and updates through newsletters, and other publications.
• Annual and quarterly face-to-face meetings to review investment performance.

Comprehensive Financial Planning

We have a fiduciary relationship with our clients and engage in a comprehensive process of helping you determine whether and how you will meet your life’s goals through the proper management of your financial resources throughout your life. One of our trusted financial advisors will sit down with you in person to review your specific goals, needs, and preferences. We will then provide a comprehensive analysis on whether your current, and future, income and investments will allow you to achieve your goals. This process utilizes the latest tools and analytic techniques available. After the analysis, we will meet to review customized investment recommendations based on your unique needs. Additionally, this plan will include proven tax-reduction strategies that are designed to maximize your wealth.

Estate Planning

You’ve worked hard over an entire lifetime to generate meaningful wealth. You deserve the peace of mind that comes from knowing that every possible action has been taken to decrease taxes and increase what gets passed on for future generations.

Our estate planning solution is designed to work in coordination with our other tax and wealth solutions to maximize the overall impact to your bottom line.

Retirement Plans

We serve as the financial advisor of record while our partner consulting company, RPG Consultants, offers an exceptional combination of industry experience, value-added consulting, unparalleled service and retirement education to help you achieve your business and retirement goals.

We believe that all facets of plan design and operation require expert consultants and administrators – something that is just not possible with many other providers.

Our retirement plan consultants at RPG provide a full range of professional, administrative, actuarial and consulting services as well as in-house daily record keeping. They work closely with our clients and the financial advisors (us) on all matters in order to coordinate the necessary procedures and avoid unnecessary duplication of work and fees. We strive to understand your business and your strategic objectives to provide you with complete and custom-tailored solutions.

The RPG Consultants Unique Value Proposition:

• New York based, family owned and operated business, successfully serving clients for over 30 years
• CEFEX-Certified Recordkeeper and Third Party Administrator (TPA) – one of less than 15 firms in the country to receive certification for both record keeping and TPA services
• “Non-producing” TPA – they do not market or sell investments. They strictly provide value-added consulting, actuarial, administration and record keeping for company retirement plans.
• Fees are completely transparent and reasonable based on any size plan – including start-ups
• True-open architecture investment choices of any mutual fund family, ETF and managed strategy – with no revenue sharing
• Consulting and actuarial experience to design and operate company plans to maximize tax advantageous solutions for owners and “key” executives
• Plans always remain in compliance with legislative changes and IRS/DOL requirements
• SmartPlan Integration – a revolutionary, interactive, video-based retirement plan engagement system designed to maximize participant enrollment and contributions

Record-keeping Services – Bookkeeping for retirement plans’ trading transactions and individuals’ accounts (the major activity in record keeping).

Administration Services – Administrative functions including compliance testing against relevant pension and tax laws and filing of government reports such as Form 5500.

Actuarial Services – specialized consulting for advanced profit sharing, defined benefit and cash balance plan designs that can also optimize retirement plan contributions in a tax advantageous manner for owners and key executives.